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The AAAA Business Owners Insurance Program is a
broad package of coverages - many of which you are probably buying now
as add-ons to your agency property and liability policy. The program is
designed to include coverages which are sometimes overlooked like business
interruption for your office and Off-Site Property protection. The AAAA
business owner’s insurance Program gives you all the opportunity
to get the current generation coverage for your property, liability and
automobiles - all from the Travelers - at an attractive price.
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"All-risk” replacement
cost on an agreed amount
basis for buildings and contents, including audio visual •
equipment and computer hardware. |
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No co-insurance penalty — covered
losses paid in full |
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$10,000 increased construction or
repair due to
ordinance or law |
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Commercial general liability -$1,000,000
per occurrence - $2,000,000 annual aggregate |
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$5,000,000 Umbrella liability |
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Employee benefit liability |
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Blanket additional Insured |
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For the actual loss of income up
to 12 months |
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Extra Expense to restore and continue
your business up to twelve months |
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An extended period of indemnity of
2 months after your office is reopened |
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Liability at Off-site Meetings |
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Premises Medical payments - $5,000 |
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Blanket Contractual liability |
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Worldwide liability |
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Host Liquor liability |
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$300,000 Fire Damage legal liability |
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Hired and Non-owned Auto liability |
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$250,000 coverage
provides protection against theft, burglary, robbery, employee dishonesty,
and depositor’s forgery |
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Money and securities |
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Statutory ERISA bonding for
retirement plans |
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Stock photos |
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Owned or leased autos |
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Heating and cooling equipment |
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Exterior building glass |
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Valuable papers |
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Additional Umbrella limits
of liability |
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Fine Arts coverage - $10,000 |
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Higher limits where
needed |
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